Your browser version is outdated. We recommend that you update your browser to the latest version.

UTELFCU WEBSITE

 

 VIRTUAL BRANCH ONLINE BANKING

 

LOAN APPLICATION

 

IMPORTANT

PHONE NUMBERS

 

 EZ Card VISA®

 

ScoreCard Rewards for VISA® Credit Cards

UTELFCU is your exclusive home-town financial institution!

 

Family Membership is encouraged!

 

AUTO LOANS!

 

 MORTGAGES!

 

HOME EQUITY

LOANS!

 

PERSONAL

LOANS!

 

CONSOLIDATION

LOANS!

INSURED BY

NCUA

UTELFCU complies with the Federal Fair Housing Act

Learn about student loan options with our partner Sallie Mae

 The Smart Option Student Loan® for Utica District Telephone Employees FCU by Sallie Mae® for borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started our Partner, Sallie Mae.

The Smart Option Student Loan features and benefits:

• Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
• No origination fees and no prepayment penalty
• Benefits and an interest rate reduction available
• Rates that reward creditworthy borrowers
• Applying with a creditworthy cosigner may help you qualify
• 100% US-based Student Loan Specialists

Sallie Mae Brochure