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UTELFCU WEBSITE

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VIRTUAL BRANCH ONLINE BANKING

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LOAN APPLICATION

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CREDIT UNION

HOURS

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EZ Card VISA®

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VISA® SCORECARD REWARDS

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IMPORTANT

PHONE NUMBERS

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FAMILY MEMBERSHIP ENCOURAGED!

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UTELFCU is your exclusive home-town financial institution!

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AUTO LOANS!

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 MORTGAGES!

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HOME EQUITY

LOANS!

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PERSONAL

LOANS!

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CONSOLIDATION

LOANS!

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UTELFCU complies with the Federal Fair Housing Act

UTELFCU Loan Rates

All rates quoted are based on credit scoring and loan term.  All rates below are quoted with "As low as". 

Check our Home Page for specials we may run from time to time!!

New Vehicle - Auto, Motorcycle, Boat -- Rate 2.25% APR* up to 48 mos., 2.50% 49-60 mos., 2.75% 61-72 mos., and 3.00% 73-84 mos. 

Used Vehicle - Auto, Motorcycle, Boat -- Rate 2.50% APR up to 48 mos., 2.75% 49-60 mos., 3.00% 61-72 mos., and 3.25% 73-84 mos.  

Unsecured (Includes Home Improvement) -- Rates as low as 8.00% up to 12 months. Longer terms available. Rates determined by credit score and loan term.

Share Secured Loan -- (100% of loan secured).  Rates as low as 4.00% up to 12 months.  Longer terms available.  Rates are determined by credit score and loan term.

RV's, Motorhomes, Campers and Trailers -- (subtract .50% for Mobile Homes) - Rates as low as 5.00% up to 48 months.  Longer terms available.  Rates are determined by credit score and loan terms up to 144 months.

Toys - Snowmobile, JetSki, Dirtbike, Equipment, etc. -- Rates as low as 4.00% up to 24 months and 5.00% 25-60 months.  Rates determined by credit score and loan term.

Home Equity Line -- Rate 5.03%.  Rate is based on the 6month T-Bill + 3.50% minimum floor 4.8%.  Variable rate term.  Fifteen year term.  Rate subject to change quarterly.

VISA Classic Credit Card -- 9.95% No Annual Fee + ScoreCard® Rewards!!!

ASK ABOUT OUR PAYDAY LOAN ALTERNATIVE!!

LOAN APPLICATION

 *Annual Percentage Rate.