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UTELFCU WEBSITE

  VIRTUAL BRANCH ONLINE BANKING

 

LOAN APPLICATION

 

IMPORTANT

PHONE NUMBERS

 

 EZ Card VISA®

 

ScoreCard Rewards for VISA® Credit Cards

UTELFCU is your exclusive home-town financial institution!

 

Family Membership is encouraged!

 

AUTO LOANS!

 

 MORTGAGES!

 

HOME EQUITY

LOANS!

 

PERSONAL

LOANS!

 

CONSOLIDATION

LOANS!

INSURED BY

NCUA

Federally insured by NCUA

UTELFCU complies with the Federal Fair Housing Act

UTELFCU Loan Rates

All rates quoted are based on credit scoring and loan term.  All rates below are quoted with "As low as". 

Check our Home Page for specials we may run from time to time!!

New Vehicle - Auto, Motorcycle, Boat -- Rate 2.25% APR* up to 48 mos., 2.50% 49-60 mos., 2.75% 61-72 mos., and 3.00% 73-84** mos. 

Used Vehicle - Auto, Motorcycle, Boat -- Rate 2.50% APR up to 48 mos., 2.75% 49-60 mos., 3.00% 61-72 mos.  

Unsecured (Includes Home Improvement) -- Rates as low as 8.00% up to 12 months. Longer terms available. Rates determined by credit score and loan term.

Share Secured Loan -- (100% of loan secured).  Rates as low as 4.00% up to 12 months.  Longer terms available.  Rates are determined by credit score and loan term.

RV's, Motorhomes, Campers and Trailers -- (subtract .50% for Mobile Homes) - Rates as low as 5.00% up to 48 months.  Longer terms available.  Rates are determined by credit score and loan terms up to 144 months.

Other RV's - Snowmobile, JetSki, Dirtbike, Equipment, etc. -- Rates as low as 4.00% up to 24 months and 5.00% 25-60 months.  Rates determined by credit score and loan term.

Home Equity Line -- Rate 5.03%.  Rate is based on the 6 month T-Bill + 3.50% minimum floor 4.8%.  Variable rate term.  Fifteen year term.  Rate subject to change quarterly. 

VISA® Classic Credit Card -- 9.95% No Annual Fee + ScoreCard® Rewards!!!

ASK ABOUT OUR PAYDAY LOAN ALTERNATIVE!!

LOAN APPLICATION

 *Annual Percentage Rate.

** 84 month term loans restricted to certain luxury vehicles and classics based on expected life, resale value and credit union discretion of other underwriting considerations.