UTELFCU WEBSITE

UTELFCU Products and Services

Share Accounts*

• Regular Share Savings
• Club Accounts (Christmas, vacation, taxes)
• Daily Market (Money Market) minimum balance $2,000
• FREE Share Draft (Checking Account)
• IRA Money Market Accounts (Traditional, Roth, Coverdell)

Share Certificates*

• Six (6) Month Term minimum $1,000
• Twelve (12) Month Term minimum $1,000
• Thirty (30) Month Term minimum $1,000

* Please see “Disclosure of Account Terms” brochure for dividend information.

Loans

• Automobiles, new or used
• Recreational Vehicles
• Personal or Debt Consolidation
• Home Improvement
• Home Equity Line of Credit
• Mortgages
• Other mortgage options available from our partners OwnersChoice Funding and Homeowners Advantage.  (Visit our webpage at www.utelfcu.net for web links to both mortgage partners.)

FREE services for your financial convenience

• Virtual Branch Online Banking
• Virtual Branch Bill Payment
• e-Statements
• Audio Response
• Debit MasterCard^®
• VISA^® Credit Card (no annual fee, low 9.95% APR plus ScoreCard Rewards!!)
• Sharenet ATM local network & CO-OP ATM network with access to over 30,000 fee-free ATMs
• Notary Public
• FREE $1,000.00 of Accidental Death and Dismemberment Insurance through TruStage. (Note: enclosed application MUST be completed and mailed to CUNA.

Other Low Cost Services

• VISA^® Gift Cards $5.00 each (subject to change)
• Money Orders $1.00 each

We encourage direct deposit of your payroll.  Our Routing Number (ABA#) is 221376924

Low cost life and/or disability coverage may be available on several of our loan products for qualified borrowers.

Credit Union office hours are Monday – Friday 8am to 4pm

Night Deposit Service Available - Remember the convenient use of our night depository for all of your banking correspondence.  This is a safe and easy way for banking after hours.  Include your account number and designate your deposit as savings, share draft (checking), loan or VISA payment.  Check twice to see that your envelopes have properly dropped into the safe.  THE CREDIT UNION WILL NOT BE RESPONSIBLE FOR CLAIMS OF LOST ITEMS.